1099Policy - Workers' comp and liability insurance for independent contractors on gig work platforms

Try our API for free today

Affordable, on-demand, business insurance for a flexible workforce

Ensure that contractors have workers’ comp and liability coverage.

Get Started

Contractors

BULK IMPORT

Search contractor...

CANCELLED

Jul 08, 2024

FEB 16 - FEB 17, 2024

Jul 13, 2024

NO COVERAGE

Jul 13, 2024

JAN 12 - MAR 11, 2024

Jul 15, 2024

FEB 16 - FEB 17, 2024

Jul 17, 2024

Jul 21, 2024

Josh Lowell

Ian Prusi

Simeon Scott

Joe Muiga

Ralph Hal

Alex Lonen

Elias Park

Jul 23, 2024

FEB 16 - FEB 17, 2024

Independent Contractor

Megan Lee

quote = ten99policy.Quotes.create(

job_id="jb_jsb9KEcTpc",

contractor_id="cn_yJBbMeq9QA",

coverage_type=["workers-comp"]

)

Application Completions

Updated 1 hr ago

Insights

ADD DATA

Aug 2023

JUL 2024

Total Savings

15,925.15

THIS WK

Trusted by the world’s leading agencies, freelancers, and vendor management systems

Features

Custom-built to unblock

Essential Coverage

Our API offers contractors real-time insurance quotes for workers' compensation, general liability, and professional liability policies.

Running compliance audit...

William S.

Running compliance audit...

James P.

Running compliance audit...

Audrey L.

ENCRYPTION ENABLED

Compliance tracking

We send a digital confirmation to the contracting entity when a contractor has obtained a policy and can provide certificates of insurance on demand.

Booked

Max B.

PAY

NOT REQUIRED

Workers Comp.

General Liab.

E&O

Pay-as-you go pricing

Contractors only pay for coverage while they work. They have the option to pay via credit card or have the labor platform withhold premium payments on
their behalf.

Contracting Entities

Scale your contingent workforce

Expand your labor pool

Meet demand for your field services with a larger pool of insurance-compliant contractors.

Leah G.

Creative

IT Professional

Max B.

Influencer

Sarah M.

Videographer

Adam O.

Healthcare

Kim P.

Driver’s License

Jul 23

VERIFIED

Background Check

Jul 23

VERIFIED

General Liability

Jul 23

PENDING

Workers Comp

Jul 23

PENDING

Streamline onboarding

Onboard your contingent workforce faster by removing the obstacle of procuring insurance through the typical, time-consuming, channels.

Manage compliance

Track coverage and run compliance audits to verify that all contractors have the
necessary coverage.

Tracking coverage...

Max B.

Running compliance audit...

Audrey L.

Running compliance audit...

John L.

Low

High

Mid

Misclassification

0 cases

Low Risk

Mitigate risk

Avoid costly worker misclassification suits due to uninsured contractor injuries.

Labor platforms

Grow your insurance-compliant contingent labor pool

Source more work

Grow your pool of insurance-compliant contractors so you can place more workers.

Engineer

Shawn P.

Available

Biz Dev Manager

Megan L.

Booked

Photographer

Mike M.

Available

Project Manager

Sarah C.

Booked

Engineer

Lex A.

Booked

Developer

Max B.

Available

Workers Comp Coverage

Active

Attract & retain contractors

Onboard your contingent workforce faster by removing the obstacle of procuring insurance through the typical, time-consuming, channels.

Ensure compliance

Confirm that every contractor has the right coverage before beginning an assignment.

Job #1

Required

Job #2

Required

Job #3

Required

Job #4

Required

Covered

Action required

quote = ten99policy.Quotes.create(

job_id="jb_jsb9KEcTpc",

contractor_id="cn_yJBbMeq9QA",

coverage_type=["workers-comp"]

)

Integrate easily

Add our quoting and binding functionality to your existing workflow easily using our well-documented API.

Built for enterprise

Ideal for orgs using contingent labor

Dispatched repair services
We cover skilled professionals doing repair work for commercial clients wherever they
are needed.
Project management
With our solution, enterprise clients now have a compliant pool of project management contractors to help their business hit its goals.
Manufacturing
We help production process consultants apply their precision and expertise compliantly, regardless of the duration of the project.
Production and marketing
Influencers and creatives use us to carry out their large enterprise engagements without getting tripped up by insurance requirements.
IT Professional
Confidently hire top IT freelancer talent without the fear that liability arising from a project culminates in a misclassification claim.
Allied Healthcare
Our project-based insurance provides allied healthcare professionals with flexible, affordable coverage so they can focus on delivering exceptional patient care.
Creative Professional
We equip contractors that design, maintain, and repair technology systems and networks with the affordable coverage they need.
Entertainment and Media
Contractors doing project-based work on film, TV, and event production benefit from insurance coverage that matches the duration of their work.

Plan your integration

Configure

The labor platform adds functionality to their workflow using our API. Our guides and API documentation makes this easy.

resource = ten99policy.Jobs.create(

)

name = “Production support”,

description = ”Video shoot oversight”,

duration_hours = 20,

wage = 100,

years_experience = 10,

wage_type = ”flatfee”,

entity = ”en_FwZfQRe4aW”,

category_code = ”jc_MTqpkbkp6G”

#----------------------------------------------*/>

# CREATING A JOB

#----------------------------------------------*/>

# CREATING A QUOTE

#----------------------------------------------*/>

Insurance Requirements

Add insurance compliance requirements for all open roles.

START

Company Setup

Job Assignment Details

Require

The contracting entity uses our platform to specify which assignments require insurance. Contractors can only take assignments if they procure the required coverage.

Procure

Contractors without coverage can opt-in to use 1099Policy to secure coverage from one of our insurance carrier partners. Contractors who complete the application will have their coverage immediately reported to the labor platform.

Coverage Details

COMPLETE & SIGN

Full Name

Mobile Phone

Adam Grant

917-233-8082

Type Message...

oscarday@gmail.com

Oscar Day