Flexible workers' comp and general liability insurance for contractors—pay only for the coverage you need, when you're on assignment.
Type Message...
meganlee@gmail.com
Megan Lee
Where can I find my certificate of insurance?
Click “View” next to coverage status!
Worker’s Comp
ACTIVE
General Liability
ACTIVE
Professional Liability
Expires soon
Coverage Details
COMPLETE & SIGN
Full Name
Mobile Phone
Adam Grant
917-233-8082
If you’re an independent contractor doing work for a large enterprise client you may not realize that your vendor agreement requires that you carry, at a minimum, workers’ compensation and general liability. We’ve compiled a list of questions we hear most often from independent contractors.
Can’t find the answer you’re looking for? Reach out to our support team by sending us an email and we’ll get back to you as soon as we can.
Why do I need insurance?
Your vendor agreement with the contracting client requires you to have insurance as an independent contractor. This protects you and the client that’s contracting you.
How do I get other required coverage?
Your quote from 1099Policy.com will be based on the insurance required of you. In other words, if the contracting client requires both general liability and workers comp, then your quote will include the cost of coverage for both.
What does coverage typically cost?
The cost varies by state and job description. It can range from 0.5% to 5% of the contractor fee, excl. equipment rentals. You only pay for what you need, when you need it - per gig. This makes the coverage affordable. Get a quote and see.
What type of coverage do you offer on your platform?
We offer workers compensation, general liability, and professional liability for certain professions. If you're interested in other types of coverage, feel free to reach out to us at contact@1099policy.com.
What is Workers' Compensation?
This coverage responds to work related injuries and provides you with benefits. It is required of independent contractors. Regardless of where you go to procure coverage, you’ll need it to do work for the contracting client.
Do I have to buy long-term policies for a short term gig?
No. The coverage is specifically designed to start and end with each assignment.
How do I pay for my insurance?
If you're using our platform, you pay for coverage via your credit card which we collect through your online application. Know that you will only pay for what you need based on your assignment as reported to us.
When do I pay for my insurance?
The first assignment is paid for when you opt-in. Subsequent assignments are charged to your card at the reported start of each assignment.
If you'd like to learn more about how we're helping enterprises source contractors compliantly, please reach out.
+1 (650) 753-1099
contact@1099policy.com