Our cloud based insurance API embeds within the technology stack you use to manage contract labor (from spreadsheets to full-featured vendor management systems). The API takes as an input the type of job assignment and produces a rate on $100 earned for the pay-as-they-go, fractional insurance coverage issued in the contractor’s name.

If the contractor opts into coverage, the API takes, as additional input, independent contractor data which 1099Policy uses to bind coverage. Once integrated, insurance premiums are paid on a per assignment basis. Organizations can use the API to track coverage and run compliance audits to ensure all contractors have the required insurance.